Master Your Money,
Before It Masters You
Budgeting, banking, credit, tax basics, and investing — six modules of financial literacy school never taught you.
₹199 one-time · 90 days access · No card needed for free doubts
Six modules, real practice
Money Basics & Budgeting
Building a simple budget you'll actually stick to.
Banking & Digital Payments
Using bank accounts and UPI safely and confidently.
Credit & Loans
Understanding credit scores, loans, and credit card traps to avoid.
Income Tax Basics
The basics of how income tax works, in plain language.
Saving & Investing 101
Getting started with saving and investing without needing to be an expert.
Financial Safety & Scams
Recognising financial scams before they cost you money.
Looking for other practical skills? See the full Life Skills course library.
Frequently asked questions
Who is Personal Finance for?
Students and young professionals managing money for the first time — first salary, first bank account, first investment.
Do I need to download an app?
No. Everything runs on WhatsApp — message Vani AI and start the course. A free web account is also available if you prefer a bigger screen.
Is it just reading, or is there practice too?
Both — clear explanations for each module plus quiz checkpoints so you can check your understanding as you go.
How much does it cost?
Personal Finance is ₹199, one-time, with 90 days of access to all six modules.
Start today
₹199 one-time. No app download. Instant access on WhatsApp.